Should You Get a Police Report After an Auto Accident?

People often believe they do not need to call the police after an automobile accident, especially if it is a minor collision. However, this is untrue. If you decide to file a claim for compensation for harm done to property or other damages, having a copy of the police report will help your case.

A police report can be compelling as evidence in addition to offering factual and unbiased third-party documentation of the accident. It represents an objective view of the situation and can serve as more decisive proof than the victims’ and at-fault parties’ accounts of what happened. The police report is required by insurance companies involved in a claim, and possessing one will be helpful to you in many ways if and when you decide to file a personal injury lawsuit.

Here are a few reasons why you should consider getting a police report after an auto accident:

1. Provides an accurate record of the accident

Usually, a police officer will conduct an investigation at the scene of the collision, gathering data from all individuals involved and witnesses. A formal police report is created using this data, which can serve as a reliable record of the events leading up to the accident.

2. Helps with insurance claims

Insurance companies frequently require a police report as part of the claim’s procedure. A police report can expedite the claims procedure and guarantee fair handling of your insurance claim.

3. Can help with legal action

A police report might be used as proof to support your case if you need to file a lawsuit after an accident. The report can help determine liability, list injuries, and provide other crucial information regarding the collision.

Obtaining a police report following a car accident can help safeguard your legal rights in addition to the reasons already stated.

Finally, the police might only sometimes be able to get to the scene of an accident, especially if it’s a small one or if it happens on private land. But in most situations, it is still a good idea to exchange information with the other driver and thoroughly record the collision, which includes taking pictures of the damage and getting the contact information of any witnesses.