A significant number of accident fatalities occur in single vehicle accidents, according to IIHS. In fact, more than 50% of fatalities involving cars and trucks happen in a single vehicle accident. Many people may think of a vehicle accident involving numerous cars and trucks but single vehicle collisions can cause serious injuries and even death. Single vehicle accidents can affect more than just the driver of the vehicle – passengers in the vehicle and pedestrians can also suffer injuries as the result of an accident.
After a single-vehicle accident in New York, many injured are left trying to figure out how they will pay for their medical bills and recoup losses like lost income after being out of work. If no one else is to blame for the accident, how is a case to be filed?
Because NY is a No-Fault insurance State, even if a single vehicle accident was your fault, you are likely eligible to file a claim against your own insurance company to have your medical bills paid. If you believe another party is responsible for the accident, it may be possible to file a third party case to recover compensation outside of the NY no-fault system by way of a personal injury action.
If you or a loved one has been injured in a single vehicle accident in New York, the vehicle accident attorney at Michael J. Redenburg, Esq. PC can help. We offer free in-office, no-obligation consultations so call now at 212-240-9465 today.
Types for Single Vehicle Collisions
Single vehicle collisions in New York are common. Examples include:
- Non-moving Accident – In this type of single vehicle accident, a driver hits a stationary object such as a pole, concrete barrier or even a tree;
- Moving Object Accident – This type of collision may involve objects in the roadway such as debris, tree limbs, or large objects falling off a truck and landing in the street;
- Accidents Involving an Animal – These types of accidents are exactly the way they sound. When a driver hits an animal, such as a deer, the driver and passengers may suffer serious injuries;
- Single Vehicle Pedestrian Accidents – While multi-vehicle accidents could cause a domino effect that results in a passenger being struck, other times pedestrian accidents only involve one vehicle. Drivers owe a special duty of care to pedestrians and thus, many times a driver may be found to be at-fault in a pedestrian accident.
- Single Vehicle Bicycle Accidents – Like pedestrian accidents, a single vehicle may hit a bicycle rider causing serious injury. These types of accidents may also involve e-bikes which have become increasingly prevalent and popular throughout the City.
In all of these types of single vehicle accidents, serious injury can occur. And, New York's no-fault insurance should be available to cover medical bills regardless of fault.
New York No-Fault Insurance
New York has no-fault auto insurance laws. In New York State, whether you're in New York City or Rochester, you will look to your own car insurer regardless of who was at-fault in the accident. If you're injured in an accident, the amount of compensation you may be eligible for and your ability to file a claim outside of the no-fault system depends on the liability apportionment and the filing of a personal injury action in court.
NY No-fault insurance may cover medical bills, such as:
- Hospital costs and fees;
- Surgery and doctor bills;
- Physical therapy and rehabilitation services;
- Pain management services.
You may also be able to recover compensation for a portion of your lost income due to missed time from work while you were recovering from your injuries.
Liability in a Single Vehicle Accident in New York
In some cases, a third party may bear some liability for the accident. If this can be proven, you may be able to file a case against the responsible party to recover compensation not available through no-fault. Examples of other liable parties include:
- Vehicle or Parts Manufacturers. If your accident was caused by a malfunction or defective part of your vehicle, it may be possible to file a lawsuit against the manufacturer.
- Municipal or State Governments. Poor signage, potholes and roadway conditions could be a preventable hazard. In these cases, it may be possible to file a claim against the entity responsible for maintaining the roadway.
- Phantom Drivers. If you were in an accident caused by another driver who fled the scene or did not stop, you may be able to pursue compensation through Underinsured/Uninsured Motorist Coverage, if you have this type of coverage available to you through your own auto insurance policy.
Regardless of the cause, it can be challenging to navigate the complex world of car accident claims after a NY single vehicle accident. It's in your best interest to discuss your case with a car accident lawyer who can advise you of your options and pursue maximum compensation for your claim.
Contact the Law Office of Michael J. Redenburg, Esq. PC for Help
If you've been injured in a car accident, don't try to handle the situation on your own. An experienced NY car accident lawyer can advocate on your behalf and pursue fair compensation for your damages. Call us now at 212-240-9465 and schedule your free, no-obligation in-office consultation and see how we can help get the Wheels of Justice spinning for you today!
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