Construction sites are very dangerous places. Real estate developers take out large construction loans to finance the cost of construction and interest accrues while they embark on their construction, which serves as motivation to complete the project as quickly as possible and pay off the construction loan. Further, insurance is procured and paid while the construction is performed, so the sooner the project is completed, the faster the developer or sponsor can cancel the insurance. Time is money, and sometimes developers skirt safety and prioritize money and profits.
In light of the above, construction accidents do happen. These accidents often result in serious injuries. As a result, you may face expensive medical bills and lost wages. Fortunately, you can get the financial assistance you need to cover your losses. Workers’ compensation is available to employees who get injured on the job.
The procedure of obtaining workers’ compensation benefits can be complex. In addition, the compensation may not be enough to cover your losses. That’s where a construction accident lawyer comes in. The attorney can help you navigate the legal process to ensure you get fair compensation.
Here are some signs that you may benefit from retaining a Manhattan Construction Accident Lawyer:
Other Parties Contributed to or Caused the Accident
Normally, workers’ compensation benefits cover medical costs and lost wages. In Manhattan, you have a right to receive a portion of your lost income if:
- Your injury prevents you from working for a period exceeding seven days;
- You work fewer hours than before the injury, causing a reduction in pay;
- You earn less because you now do other work.
Workers’ compensation prohibits you from suing your employer. However, other parties may also be responsible for your construction accident. Therefore, you may be able to file a third-party claim against them. Doing so lets you recover more compensation than what workers’ compensation benefits provide. You can even pursue damages for losses like pain and suffering.
Some of the defendants in a third-party construction accident lawsuit include:
- Property owner;
- General contractor;
- Subcontractors other than your employer;
- Product manufacturers.
Navigating a construction accident case involving a third-party claim can be challenging. A Manhattan construction accident lawyer can help you with the legal process.
You’re Not Sure How to File a Claim
Filing a claim after a construction accident can be confusing. A lawyer can explain the process and ensure you do things right. This way, you will not have to worry about making mistakes that can hurt your case.
The first thing to do after suffering an injury in a construction accident is to seek medical care. Then, report the injury or illness in writing to your employer as soon as possible.
You Get a Low Settlement Offer That Does Not Cover All Your Losses
Sometimes, insurers provide injured workers with a low settlement offer. It may not be enough to cover your losses. A construction accident lawyer in New York can help you secure a fair amount. They can review your case and determine the true value of your claim. The lawyer will consider your medical bills and lost wages.
A lawyer can provide representation if you are unsatisfied with a settlement offer. They can also gather evidence to help support your claims.
The Insurance Company Rejects Your Claim
Most times, insurers accept workers’ compensation claims and will pay benefits. However, you can appeal the decision if the insurer denies your claim. In such cases, you may need a lawyer to help you fight back.
Your workers’ compensation claim may get rejected for a variety of reasons. One reason is failing to report the injury in time. Another is if you did not seek medical treatment within the required timeframe. Other times, the insurance provider may claim that the injury isn’t work-related.
It is a good idea to speak with a lawyer if an insurer denies your workers’ compensation claim. They can collect evidence to prove your case and protect your right to compensation.
You Need to Claim Disability
Suffering a serious injury in a construction accident may result in disability. Hence, you may have a right to claim temporary, permanent, partial, or total disability. Each category attracts different benefits for different durations.
Sometimes, an insurer may incorrectly classify your disability. Accordingly, you may recover lower benefits. A lawyer can help safeguard your rights if that happens.
You are Feeling Overwhelmed
Construction accidents can be stressful and overwhelming. This is especially true if you’re also dealing with serious injuries.
If you’re feeling overwhelmed, a lawyer can help take the burden off your shoulders. An experienced lawyer can handle all the legal aspects of your case.
Reach Out to a Manhattan Construction Accident Lawyer Today
If you get injured in a construction accident, you may want to get legal help as soon as possible. A Manhattan construction accident lawyer can provide invaluable assistance. They can offer guidance, support, and representation as you navigate this challenging time.
Contact Michael J. Redenburg, Esq. PC at 212-240-9465 to schedule your free, no obligation, in-office consultation and see how you can get the Wheels of Justice Spinning for You!